FLORIDA VIRTUAL INSURANCE
Our experienced team specializes in tailored insurance solutions for home, auto, renter, and commercial needs. With a commitment to precision and quality, we provide comprehensive coverage to protect what matters most. Trust our expertise to deliver the security you deserve—backed by personalized, dedicated support every step of the way.
Our Services
Protect yourself and your vehicle with reliable auto insurance coverage. From daily commutes to road trips, we offer policies that fit your driving needs and budget, including liability, collision, comprehensive, and more.
Enjoy the water with confidence. Our boat insurance covers a wide range of watercraft, offering protection against accidents, theft, weather damage, and liability—whether you're on a lake, river, or open sea.
Keep your business secure with commercial insurance tailored to your industry. From general liability and property coverage to workers’ compensation and business interruption, we help you minimize risks so you can focus on growth.
Protect your biggest investment with coverage that goes beyond the basics. Our homeowners insurance safeguards against fire, theft, and weather damage, while our flood insurance adds essential protection from flooding—often not included in standard policies.
About
our company
Florida Virtual Insurance is proud to be an affiliate of HRI Insurance, a trusted independent agency serving individuals, families, and businesses since 2008. Backed by over 17 years of industry experience, we bring the same commitment to personalized service, expert guidance, and smart, affordable insurance solutions.
As an independent agency, we work with over 20 top-rated insurance carriers, giving us the freedom to compare multiple options and find the right coverage at the best price.
We may be a small business, but our mission is big: to help you protect what matters most while keeping your costs down. Whether you're looking for auto, boat, homeowners, renters, or commercial insurance, our team is here to simplify the process, explain your options clearly, and deliver coverage you can count on.
At Florida Virtual Insurance, you’re more than just a policy number—you’re part of the family.
Contact Us
Above, you’ll find quick links to request quotes for Auto, Boat, Homeowners, and Commercial insurance. If you have any other questions or need help finding the right coverage, please fill out the form below — we’re here to help!